Today card Mastercard has been issued by Capital Community Bank, a Utah chartered bank based in Provo, Utah, and a member of the Federal Deposit Insurance Corporation (FDIC), under a license from Mastercard International Incorporated. Mastercard International Incorporated owns the trademark Mastercard. Users who are building or re-building their credit can expect a great customer experience from this Card, which includes market-leading product features and advantages. The first procedure will be activation of the card once you receive the Today Card Mastercard.
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Table of Contents
This is the information that you will be needed to enter
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Follow the steps to proceed with the process of activation-
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Frequently Asked Questions (FAQs)
Yes, you may set up automated payments from your bank account on a regular basis. Simply connect to your account online, enter your checking account information, and choose a monthly payment date. If you choose a non-business day, your payment will be processed the next business day. When you log into your account, you may also make one-time payments on the “Account Summary” page. Visit www.todaycard.com to make an online payment.
All Today Card accounts are put in place for digital statements by default. Every month, they will send you an email alert when your statement is available so you can simply see and/or print it from your account with just a few clicks.
Select ‘Account Summary’ from the menu after logging in to your account. Since your most recent statement, this shows any activity that has been posted to your account.
Yes. Even if the transaction is conducted in US dollars, any transaction made (1) in a foreign currency, (2) outside of the US, or (3) with a foreign merchant will be charged a fee of three percent (3%) of the transaction in US dollars. This fee may be charged for each transaction (including returns and refunds) when it is posted to your account. See the “Foreign Transactions” section of the Today Card Credit Card Agreement for further details.
You may reduce interest charges by doing the following:
To prevent interest costs, pay your payment in full if at all feasible.
Making more than the minimum payment on time each month will minimize the total amount of interest you pay.
A credit report contains information about your credit history, such as:
1. How often do you make on-time payments?
2. What kind of credit do you have?
3. What is the amount of credit you have available?
4. How much credit do you have?
Credit bureaus construct credit reports using the most up-to-date information from lenders. Lenders use credit reports to determine whether or not they will lend you money and at what interest rates.
1. Names, Social Security numbers, dates of birth, current and prior residences, and employers are examples of personal information.
2. Tax liens, judgments, and bankruptcy filings are examples of public information that is disclosed by the courts.
3. Parties who have viewed your credit report in the last two years are included in the credit inquiry section.
4. Your credit history reveals how many and what sorts of accounts you have, how much you owe, and whether or not you’ve made timely payments.
Any charge to your Account based on the application of Annual Percentage Rates is an interest charge. The average daily balance of Purchases (determined as indicated in your Customer Agreement) is multiplied by the relevant periodic daily rate and then multiplied by the number of days in your Billing Cycle to arrive at your Interest Charge.
As permitted by law, they may share information about your Account with credit bureaus and other reporting bodies. Your credit record may indicate late payments, missing payments, or other defaults on your account. Your and the Authorized Users’ credit reports may contain information they give.
The Annual Fee will be debited to your Account beginning when the Card is issued and will continue for the term of your Account. Payment of the charge is required to keep the Account active. The price will be charged whether or not you use your Account, and it will not be refunded if your account is canceled for any reason by you or them.
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If your Today Card is lost or stolen, or if you suspect your Account is being used without your permission, you must contact Customer Service right once. After you tell them at 1-866-686-2123 of any unlawful usage, you will not be held accountable.
Call their Support Team at toll-free number 1-866-686-2123 if you need further assistance. You may also SMS the word HELP to the number 27131.
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Published On : May 31, 2022 by: Miti Sharma/Category(s) : Banking & Finance, Master Card
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