How to get a customized metal credit card?

A custom metal credit card is seen by many as being prestigious. Although these cards can appear exclusive or out of your financial range, everyone can really get one. You can entirely personalize your metal credit card by adding your portrait, your business logo, or your family’s coat of arms, or you can use it as a fashion statement to match your new BMW or your own style. But, these services aren’t free, and you’re handing over your card to other parties unless you use the design tools provided by your card issuer. So, here’s a guide on how you can get a customized metal credit card from banks or via the medium of third-party apps.

How to get a Custom Metal Credit Card?

You can receive a metal credit card that is unique to you by submitting your plastic credit card to a business that will convert it to metal for you. This sort of service is provided by a multitude of third-party suppliers, such as Metal-CreditCard.com and Lion Card, amongst many more.

The procedure for obtaining a custom metal credit card is outlined below:

  • Find a reputable company to act as a third-party vendor: Both Metal-CreditCard.com and Lion Card have been around for more than five years, and customers have generally spoken positively about their services. In addition to this, the Better Business Bureau has awarded both of them with an A+ rating.
  • Choose your design: You may upgrade your plastic credit or debit card to a custom metal credit card by designing a new one with a sleek metal or 24K gold finish using a bespoke design. Chrome, silver, stainless steel, and a whole host of alloys are just some of the sorts of metals that may be utilized to make these customized metal credit cards. There are also more fundamental custom design options, such as emblems and banners. You also have the option to make your very own totally customized metal credit card by working with a card designer employed by one of the firms.
  • Please send your card: After you have given them your order, you may post it to them along with your credit card information. Before you transmit it, you need to make sure that your card is either locked or frozen.
  • Make a whole new card: Your credit card’s EMV chip and magnetic stripe data may be transferred by bespoke credit card manufacturers that work with metal. On the other hand, the metal on your new card will prevent the Tap and Pay function from working since it interferes with the frequency that is transmitted by the EMV chip.
  • Accept the new customized metal credit card: The delivery of your replacement card will typically take between two and seven days. Orders placed from other countries will be processed more slowly.

Metal credit cards are offered by a significant number of issuers in today’s market. On the other hand, the majority of metal cards come with steep annual fees and need good to exceptional credit. Consequently, it is essential that you apply for a credit card that not only meets your unique requirements but also offers valuable rewards and is within your financial means.

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What is the process of customizing a plastic card to a metal card?

  • You must send them your current card in order to get a fully working metal card.
  • The data on your old card will subsequently be transferred to your new metal card.
  • Then, the information is really transferred from the magnetic strip to the metal card.
  • Additionally, they use patented technology to transfer your EMV chip from your old plastic card to your new metal card.
  • Your new custom metal credit card with your unique information will be sent back with your old card.
  • Please be aware that after the EMV chip is removed, your original plastic card will no longer work. It will only allow you to swipe. It will be replaced with your new metal credit card.
  • The EMV chip removal process is optional. Please take notice that your new metal card won’t function on the new POS terminals that need you to enter your card if it doesn’t have an EMV chip. However, it will function if you swipe the card on these terminals.

What are customized metal credit card conversion services?

Your plastic credit card can be changed into a metal one with a design if you’re not satisfied with the way it looks. You can design a head-turning card to seem to be made of gold, silver, black, chrome, camouflage, or carbon fiber.

If you have a Wells Fargo Propel American Express Card, you can probably personalize it using the service provided by Wells Fargo Design Studio. But you can also use a conversion service like Lion Credit Card or Metal My Card if you have another credit card that you can’t directly alter the look of.

If you already have a metal credit card, the difficulty may not be worth it. However, if you already have a plastic credit card and would want to have a metal one made with a unique design, you may want to think about using such services.

Some popular customized metal credit card conversion services:

The most popular customized metal credit card conversion services are:

  • Dreamcard: Your normal plastic credit and/or debit cards from your bank are transformed into personalized metal (stainless steel or gold) cards by Dreamcard. They transfer the magnetic stripe and EMV chip from your old plastic card to your new bespoke metal card, preserving all specific data. You will be given a fully functional metal card once you get it. The metal cards cannot be used with the Tap and Pay function, but you can use your smartphone instead. Website: https://www.dreamcard.cc/.
customized metal credit card
  • Metal My Card: You must send them your current card in order to get a fully working metal card. The data on your old card will subsequently be transferred to your new custom metal credit card. The information is really transferred from the magnetic strip to the metal card. Additionally, they use their patented technology the first of its kind to transfer your EMV chip from your old plastic card to your new metal card. Your new metal card with your unique information will be sent back with your old card.

(Note: Please be aware that after the EMV chip is removed, your original plastic card will no longer work. It will only allow you to swipe. It will be replaced with your new metal credit card. The EMV chip removal process is optional. Please take notice that your new metal card won’t function on the new POS terminals that need you to enter your card if it doesn’t have an EMV chip. However, it will function if you swipe the card on these terminals.) Website: https://www.metalmycard.com/.

customized metal credit card

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  • Lion Credit Card: To put it simply, Lion Credit Card turns your drab plastic debit or credit card into metal (stainless steel). Your plastic card’s EMV chip is transferred to your new metal card. (Technology with a Patent). Additionally, they transfer the information from your magnetic strip to the metal card. With the exception of the tap-and-pay functionality, you will have a metal credit card that is completely functioning (Swipe and EMV chip). Using the tap and pay function on your smartphone is definitely an option. Website: https://lioncard.com/.
customized metal credit card

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Conclusion

So, this is how you can get a customized metal credit card that will not only make you look richer but also add class to your personal style. The only thing that you need to keep in mind is that you have to be extremely careful while choosing your manufacturer because your card carries your money and anyone can misuse it. Now, we hope that we have listed everything that you need to know in this guide. But if you still have any issues, please leave them in the comment box below. We’d love to be of assistance to you.

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Frequently Asked Questions (FAQs)

Are the Tap and Play feature still functional after customization?

Unfortunately, no. But if you often utilize this feature, you can always use your smartphone to turn on Tap and Play. The contactless Tap and Pay function is really challenging. The plastic card itself contains several antennae. Only the EMV chip has some of them. Without initially removing the EMV chip, it is impossible to know.

Is the Magnetic Strip functional after conversion to metal?

Yes, the data is transmitted by just transferring the EMV chip and/or magnetic strip from your previous card.
Since the magnetic strip is on a metal card, certain POS devices (mostly the older ones) could find it challenging to read it. For it to be correctly read, it may need to be swiped two or three times. It may not even be read in certain very rare circumstances. Due to the fact that earlier POS card readers were built to only scan plastic cards, this is a regular issue with them.

Which card information is customizable?

The card’s contents can all be customized. Because it’s your card, you can design it in any way you wish. You can also get design assistance from their professionals.

Do these card services include insurance?

Yes. Any card you purchase from these services is covered by insurance. Their regular insurance is $99 for two years, during which time you may get up to two replacement cards. This includes cards that have been reissued by banks as well as cards that have been lost or stolen. Please be sure to include this choice when making your purchase if you want to be eligible. At the time of purchasing, it must be done. There is a $25 shipping and handling cost for each extra card for US sales and a $65 fee for international shopping in the event that your card is lost or stolen.

Are international orders accepted?

Yes, they accept foreign credit, debit, and prepaid cards for the services. Among them are Spain, Canada, Mexico, the United Kingdom, Germany, Japan, France, Italy, Singapore, Korea, etc. Send your card as a GIFT, NOT A CREDIT, please.
Please use DHL, FedEx, or UPS to send them your original card. Then, for a fee of $35 USD, they will FedEx (by the next day air) the card back to you.

What do I do if my custom metal credit card is lost?

In order to cancel it, inform your bank right away. The numbers on the custom metal credit card, not the card itself, are used by all financial institutions to track member card usage. Fraud warnings are provided by certain institutions. For further information, go visit the website of your financial institution. Lost or stolen cards are not covered by the service’s warranty.

Do the cards that are made of 24k gold and chrome scratch easily?

After usage, both cards will have slight scuffs.

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