Home » Master Card » Apply for Citi custom cash card at your fingertips

Apply for Citi custom cash card at your fingertips

If you’re looking for a cash-back credit card with some great perks, the Citi Custom Cash Card is worth checking out. With this card, you’ll earn 5% cashback on your highest eligible spend category each billing cycle, up to $500. Plus, you’ll earn 1% cash back on all other purchases. And if you spend $1,500 in the first six months after opening your account, you’ll earn a $200 cashback bonus. Plus, there’s no annual fee.

Purchases and balance transfers are also eligible for 0% intro APR for 15 months. Following that, the variable APR will range from 16.99% to 26.99%, depending on your creditworthiness. Balance transfers must be performed within four months of the account being opened. Now, discover Citi custom cash card benefits, Citi custom cash card categories, Citi custom cash card login process, and the Citi Custom Cash Card review of 2022.

Table of Contents

Why do you need to apply for a Citi custom cash card?

Automatic Alerts keep you informed while reducing your stress levels. Once you’ve set up alerts, we’ll send you an email or text message to notify you of your balances, payments due, or when you go over your credit limit.

With a contactless-chip-equipped card, you can purchase safely. Simply tap your card on the payment scanner and walk away in a matter of seconds.

You may shop with confidence in millions of places online, in apps, and in shops using Digital Wallets. Using digital wallets, you may speed through checkout while still taking advantage of all of your card’s wonderful features. Visit citi.com/digital services to learn how to get started and how digital wallets can help safeguard your card information.

Customer support professionals are accessible 24 hours a day, 7 days a week to assist you.

Handpicked Relevant Content: Apply for Citi Bank DoubleCash Invitation Code

How to apply for a Citi Custom Cash Card?

You must agree to receive monthly statements as well as certain legal notices electronically only if you apply online, as specified in citibank custom cash card Paperless Terms & Conditions. Once you’ve set up Online Access, you’ll be able to adjust your paperless preferences.

Visit here and provide the following Personal Information:

First Name
Last Name
Home Address
Click on I’d like to provide a P.O. Box address. (opt.)
Social Security Number
Date of Birth (MM-DD-YYYY)
Country of Citizenship
Please provide at least one phone number.
I want to provide a Home Phone Number (opt.)
Email Address
Security Word
Financial Information
Part of my total annual income is exempt from U.S. federal income tax (opt.)

NOTE: If you are not sure if any of your income is not taxable, please refer to your tax documents or consult with your tax professional.

Total Annual Income in $
Monthly Mortgage/Rent Payment
Authorized User- I want to add an Authorized User to this account now. (opt.)

Then you will land up to the terms of service, read them all carefully, and click on the given box. By checking this box, you agree to the above Card Terms and Conditions, which contain rate, fee, and other information, including rewards information, if applicable.

By checking the other box, you agree to the Paperless Terms & Conditions and the Alerts Terms & Conditions and acknowledge the information provided there.

NOTE: Before submitting the application, you must check all boxes. Click the blue box “Agree and Submit” then you are all done!

Editor’s Recommendation: Activate CitiBank Credit Card online

Rewards and program details for Cashback Credit Cards

Your plans vary, and so does the way you earn with the Citi Custom Cash Card. There are no rotating bonus sections to sign up for – your earnings fluctuate automatically as your expenditure varies each billing cycle when you pay in any of the qualifying areas.

Earn 5% cashback on your top qualifying spend category purchases for the first $500 spent each billing cycle, then 1% cashback after that. Restaurants, petrol stations, grocery shops, select travel, select transportation, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment are among the 5% qualifying categories.

On all other purchases, you’ll get 1% cashback indefinitely.

Allow Citi Entertainment to bring the entertainment to you. You can access music, sports, gourmet experiences, and more with the Citi Entertainment program from nearly anywhere.

Protection:

ID Theft Protection, a service provided by Mastercard®, helps to alleviate the fear of identity theft by monitoring and informing cardholders whenever suspicious behavior is detected. It only takes a few minutes to sign up for free, and your monitoring will begin immediately.

Unauthorized Charges have no liability. Unauthorized charges on your account are entirely concealed from you. At Citi, you will not be held liable for any charges that you did not approve, whether they were made online or offline.

Free FICO® Score Access to see your score at any time with no impact on your score. It’s available on the Citi Mobile® App and Citi® Online and is updated monthly. Discover the most important elements that influence your score, as well as other information.

Frequently Asked Questions (FAQs):-

What are the Citi custom cash card benefits?

ThankYou Points can be used to earn cashback. Cardholders receive the following benefits:

1. Each billing cycle, get 5 points for every $1 spent in your top qualifying spend category up to $500, then 1 point for every $1 spent thereafter.
2. All other purchases earn 1 point every $1 spent.
3. ThankYou® Points can be redeemed for cash back by direct deposit, a statement credit, check, or a number of other options, including gift cards, travel, and Amazon.com and PayPal’s Shop with Points. Rates of redemption may differ.

What method do you use to Redeem your rewards?

You may use your Citi Custom Cash Card points in a variety of ways, including:

1. ThankYou® Points may be redeemed for cashback in the form of a statement credit, direct transfer, or cheque with ease. For instance, 10,000 ThankYou® Points can be redeemed for a $100 statement credit, a $100 Check by Mail, or a $100 direct transfer to your bank account.
2. You may also use your points to get gift cards, Amazon Shop with Points, vacation, and other things. Rates of redemption may differ.
3. When you redeem for a statement credit or direct deposit, there are no minimum standards.

Do ThankYou Points have an expiration date?

As long as your account is active, your points will never expire. You will have 60 days to spend or forfeit your collected points if you shut your account or switch to another Citi® credit card that does not participate in the Citi ThankYou® Rewards program.

Is there a cap on how much cash back I can get with the Citi Custom Cash Card?

The amount of cashback you may earn with your Citi Custom Cash Card is unlimited. However, each billing cycle, you will only receive 5% cash back on the first $500 of purchases in your highest qualifying spend category. All other transactions will receive an unlimited 1% cashback, even purchases in the highest qualifying spend category above $500.

How are the Citi custom cash card reviews?

With its $0 annual fee and significant rewards for your greatest monthly spending category, the Citi Custom CashSM Card is a fantastic supplementary card. Each billing cycle, get 5% cash back on purchases in your top qualified spend category, up to the first $500 spent, and 1% cash back on all other purchases.

How to complete Citi custom cash card login?

Steps involved in the Citibank Credit Card Login include:

1. Click this link to access the Citibank login page.
2. User ID and Internet password are required (IPIN)
3. Click “First Time User” if you don’t already have a User Id and Internet Password.
4. To view your Citibank credit card account, click “Login.”

What are the eligible Citi custom cash card categories?

Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, pharmacies, home improvement stores, fitness centers, and live entertainment are among the eligible categories of Citi’s custom cash car.

Which is preferable, Double Cash or Citi Custom Cash?

Due to its longer introductory period, the Citi Double Cash Card is the superior card for balance transfers. Balance transfers made with the Double Cash Card are free for the first 18 months (after which a variable APR of 16.99% – 26.99% applies). NOTE: When you spend in any of the permissible categories, your earn automatically adjusts as your spending fluctuates from billing cycle to billing cycle. Per person, Citi will only issue one Citi Custom CashSM Card account.

Published On : December 5, 2022 by: Sakshi Sharma/Category(s) : Master Card