Published On : October 12, 2021 by: Miti Sharma/Category(s) : Banking & Finance, NetSpend
Looking for a credit card that allows you to purchase goods and services at hand? Well, I would refer to the NetSpend Card. It’s a prepaid Visa card that holds this power. Basically, NetSpend Corporation is based in the U.S. that features services as a visa debit card and master card provider. The founders of this company are Roy and Bertrand Sosa and began it with 750 US dollars as an investment. In terms of the Debit card, you can reload it and add money when there is the need to add the balance. You have got many simple ways to use the debit card from NetSpend company. Nevertheless, you first need to activate your NetSpend card before starting to use it any further.
What Does NetSpend Offer?
Firstly as mentioned above, you have the option to buy goods and services you want from the credit card even after not having the approval for a credit card. You can use the card right away after loading it and have a chance of giving credit after the quick application procedure. Apart from purchasing power, you get a lot from the company. You also receive cashback from the ATM or else while dealing with some specific merchants. In addition, checks can also be added to the NetSpend card of your smartphone. Funds can be directly deposited into the NetSpend Card via paychecks. Other than that you also get options to direct deposit are receiving state and federal benefits, tax refunds, and pensions. Let me tell you a unique way to deposit funds into the account of NetSpend is to visit the NetSpend Reload Network locus and ask for the top-up on your card. Now the concern is how can you start with all these amazing features offered by NetSpend? You first need to fill the application form and then when you receive the card you will have to get the activation process done for the NetSpend card.
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You can expect the delivery of the NetSpend card in around 10 days in the mail. Now when you receive the card it’s time to activate your NetSpend card. There are two ways through which you can activate the NetSpend card that includes, online or via phone. Let us begin with the online method to activate NetSpend-
First, you need to call the customer care representative at NetSpend and you need to make a request for the activation of your card. You will then be asked for the 16 digits card number and the 3 digit security code which is present on the back of the card.
In order to verify your identity, you will be asked for the other relevant information as well, the personal information which you need to confirm. You will be ready to activate your card right away when you are done with the call with the customer care representative.
What Can You Do With Your NetSpend Card?
The main aim of the NetSpend company is ‘’Your money. Your way’’. Managing the money can be complex at times but when it comes to NetSpend it’s not that tough. There are several card options that you can choose from such as, NetSpend Prepaid Mastercard and NetSpend Visa Prepaid card. You can choose according to your needs. You can control your banking through the cards. Here you go with the usage-
Add Money
Handling cash could be a little difficult sometimes, why not depositing it directly into your NetSpend account easily. There is a way to do this which is direct deposit, paycheck, or government benefits will be added to your card account quickly. Checks and cash can also be added. Through Mobile Check Load you can load checks directly from your smartphone.
Shop, Pay Bills, etc
You have this amazing thing with a NetSpend card. You have the freedom to control the entire family finances from only one account with NetSpend Prepaid Card. You can shop from anywhere you would like to. You can also pay your bills online to avoid crossing the deadlines. Another thing is that you can withdraw the cash from ATMs and send the money to anyone.
Stay Under Control
Sometimes it’s bothersome to notice activities that include your cash but with NetSpend, you can track all these activities. You can have access to your account via their mobile application or else via an online account center. You can also sign up for the ‘’Anytime alerts’’ and you will get notified every time anything happens.
Have The Card That Is For You
You can choose the card depending upon the needs you have regarding the finance sector. You will get your card within 7-10 days after applying for it.
Direct Deposit
As discussed above you have the option to directly deposit paycheck into your NetSpend card. You get this amazing thing of two days faster service compared to the traditional service. The working of Direct deposit works with various types of check that includes these following-
| Work paychecks |
| Tax Refunds |
| Social Security benefits |
| Supplement Security Income |
| Pensions |
| Railroad retirement benefits |
| Defense Finance and accounting service payments |
| State unemployment benefits differ from state to state |
| Government disability benefits- SSDI |
| Veteran’s benefits |
Also Read: Activate NetSpend Card Without Social Security Number
How To Reload Your NetSpend Card?
For this purpose, you have many options through which you can do this. You also have the option of in-person cash reloads at locations of participating. The charges will depend upon the location. In order to find the location to reload the card, you need to enter your zip code after visiting this link- online location finder. You will be displayed 10 different and nearest locations for reloading. Here is the list of some locations and the reloading fee-
| Location to reload | Reload fee |
| 7-Eleven | $3.95 |
| Advance America | $2.00 |
| Albertsons | $3.95 |
| Check’n Go | No fee |
| Chevron | $3.95 |
| Circle K | $3.95 |
| Currency Exchange | $2.00 |
| CVS Pharmacy | $3.95 |
| Dollar General | $3.95 |
| Family Dollar | $3.95 |
| Flying J | $3.95 |
| Food City | $3.95 |
| Kroger | $3.95 |
| Office Depot | $3.95 |
| Rite Aid | $3.95 |
| Shell | $3.95 |
| Speedway | $3.95 |
| Walgreens | $3.95 |
| Walmart | $3.95 |
Apply for the NetSpend card and experience all the things that can make your financing easier to handle along with so many benefits offered by NetSpend.
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